
Closing summary
The Department for Work and Pensions is to revive the Pensions Commission, which last met in 2006, to tackle the issue of working age adults failing to put enough money into their retirement savings. It has also commissioned the next review of the state pension age, currently 66. The work and pensions secretary, Liz Kendall, said a long-term commitment to the triple lock on pensions is not in the scope of the resurrected Pensions Commission.
In a speech in London this morning, Nigel Farage said Reform UK will aim to halve crime in five years if the party gets into government, as he estimated a £17.4bn bill to achieve it. Proposals to recruit more police officers and create new prison places contribute to the estimated £3.48bn annual bill for the party’s plans on crime and justice.
Farage also said he wants to see more than 10,000 more prison places freed up by deporting foreign criminals to their country of origin through bilateral agreements, though this will likely face many legal obstacles. He has been accused by opposition parties of being thin on detail and only out to make headlines.
The system for regulating water companies should be overhauled and replaced with one body for England and one body for Wales, a landmark review of the sector has advised.
For England, proposals include abolishing the regulator Ofwat, which oversees how much water companies in England and Wales can charge for services, and the Drinking Water Inspectorate (DWI), which ensures that public water supplies are safe. The report also advises removing the regulatory roles of the Environment Agency and Natural England, which monitor the sector’s impact on nature, such as companies illegally dumping sewage into waterways.
Keir Starmer appeared in front of MPs at the Liaison Committee this afternoon. The prime minister defended freezing local housing allowance, was pressed on where the government would place homeless families and on the impact of the controversial welfare cuts that sparked a revolt among his backbenchers.
Thanks for joining us. We are closing this blog now. You can find all our latest coverage of UK politics here.
The liaison committee has now finished.
The UK, Australia, Canada, New Zealand and Norway last month placed sanctions on two Israeli government ministers, Itamar Ben-Gvir and Bezalel Smotrich, largely for inciting violence against Palestinians in their campaign to gain control of new settlements in the West Bank. But, aside from limited economic sanctions, the UK government has been accused of not putting enough serious diplomatic pressure on Israel, a close ally to the US.
Last year, the UK government suspended some arms sales to Israel (affecting equipment such as parts for fighter jets, helicopters and drones), saying there was a “clear risk” the equipment could be used to commit serious violations of international law.
But ministers gave a carve out for the supply of UK components to the global pool of F-35 jets, saying such disruption to the entire F-35 programme would be a threat to Nato’s peace and security. Israel has been accused of committing genocide and carrying out war crimes and pursuing a campaign of ethnic cleansing.
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Andy Slaughter, the Labour MP for Hammersmith and Chiswick, turned the committee’s attention to international issues, namely Israel’s war on Gaza.
He said the civilian population of Gaza is being starved, killed and displaced in a “systematic yet indiscriminate” way. Slaughter said the steps the UK government has taken so far has had no effect on the “criminal” actions of the Israeli government.
Q: What further steps will the government take to protect Palestinians from mass killings and destruction of their homes and communities, and will these include recognition of Palestine as a state and acting on our obligations under the ICJ (International Court of Justice) advisory opinion?
Starmer says we “need a ceasefire” straight away, something he has repeatedly said to no effect.
He added that the ceasefire would create the space for the remaining Israeli hostages to be released and for aid to be let in (only a trickle of aid is being allowed in at the moment, creating famine-like conditions).
The prime minister told MPs:
The situation on the ground in Gaza is intolerable on so many levels and we make that absolutely clear in all our exchanges with Israel and with other countries.
Whether that’s the deaths of those that are queueing for aid, whether it’s the plans to force Palestinians to live in certain areas or be excluded from certain areas, they are all intolerable and absolutely wrong in principle.
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Steve Barclay, chair of the finance committee who used to be chief secretary to the Treasury between February 2020 and September 2021, said government borrowing in May was at its second highest-level on record.
In response, the prime minister said he expects borrowing – the difference between public spending and income – to be in line with forecasts despite monthly “fluctuations” driven largely by global factors.
In its annual assessment published earlier this month, the Office for Budget Responsibility said the UK has “the sixth-highest debt, fifth-highest deficit and third-highest borrowing costs among 36 advanced economies”.
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Senior Labour MP Liam Byrne has challenged Starmer over a series of reports from economic commentators pointing to declining living standards for the poorest households.
He told the prime minister: “We’ve got taxes and bills that are rising faster than wages.”
The Business and Trade Committee chair suggested the prime minister could increase capital gains tax on investment income to fund a “big, bold working-class tax cut”.
The prime minister said: “I’m not going to be tempted to start speculating on what might or might not be in the budget. It is going to come in the autumn.”
Starmer listed measures aimed at easing cost-of-living pressures, including the increase in the minimum wage levels, but added:
The central focus has to be on creating more wealth and making sure that we have a growing and thriving economy.
That’s been the single biggest failure of the last 14 years, which is we haven’t had an economy that has grown in any significant way.
Starmer said that the nearly one million young people out of work in the UK is a “huge challenge for the country”, adding that the system is “broken and needs to be mended”.
Labour MP tells Starmer she is 'ashamed' of the government's welfare proposals
Debbie Abrahams, chair of the work and pensions select committee, has questioned Starmer over the Treasury’s controversial disability cuts, which were rowed back on after the threat of a huge backbench rebellion (Starmer had been forced to dramatically abandoned the bill’s central plank of deep cuts to personal independence payments (Pip) to get it through).
Abrahams, who said the government’s reforms will push 150,000 people into poverty, said the proposed cuts were “far removed” from traditional Labour values of fairness and social justice, as well as compassion and common decency. Abrahams said she felt “ashamed” of the “poor” welfare legislation the government put forward. The Labour MP asked Starmer what he would like to say to the disabled people who experienced “fear and anxiety” before the government made concessions on its welfare bill.
Starmer defended the reforms, saying he wants employers to do more to help people get back into work – something that does not necessarily require legislation. He says ministers have commissioned an independent review tasked with helping people back into employment.
“Reform does not mean cuts to household incomes, already struggling households. We must do better prime minister. You mentioned about reducing poverty – this had the potential of actually increasing it,” Abrahams concluded.
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The liaison committee put it to the prime minister that local councils looking to house homeless families were competing with the Home Office, which is looking to house asylum seekers.
Meg Hillier asks Keir Starmer what accommodation he is planning to take over to provide accommodation for (homeless) families. The prime minister struggled with this one. He said:
There is lots of housing in many local authorities that can be used and we are identifying where it can be used.
Pressed for examples, Starmer replied:
No but I will write in and give you details … leaving a huge tens of thousands unprocessed asylum seekers that need to be housed is a huge problem for this government.
Asked if this means he is planning to put homeless families into these hotels, the prime minister said:
No, no, no. We are looking at what accommodation is available and I will make sure we will send a detailed letter.
Updated
Florence Eshalomi, the chair of the housing select committee, is now pressing Starmer on Labour’s record on child poverty. She referenced the government’s decision to freeze the local housing allowance, which she says is keeping many people in poverty because these households cannot afford rent.
Many low-income renters are struggling to afford housing costs after Rachel Reeves’s decision to freeze the amount of housing benefit they receive in the budget last year.
Eshalomi, the Labour MP for Vauxhall and Camberwell Green, cites Local Government Association (LGA) data that shows there is a funding gap of around £7m over the last five years.
Starmer said:
I defend the decisions we have made. Obviously we head into the autumn we will get into another budget. There will be a chance to look again across the board. But we certainly made the right decision first time around …
In the end with housing we need to build and make available more housing across the board. There simply is not enough.
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Starmer says he wants to get child poverty down by the end of his term
Keir Starmer says that tackling poverty in the UK is a priority for his government and commits to reduce it by the end of his term.
The prime minister said increasing household income, supporting people back into work and “boosting financial resilience” are ways his government is helping to tackle poverty.
He added that his government has set up a taskforce – co-chaired by work and pensions secretary Liz Kendall and education secretary Bridget Phillipson – to look specifically at child poverty and this will inform No 10’s strategy on poverty.
A record 4.5 million children were living in poverty in the UK in the year to April 2024, according to the latest figures. Labour’s flagship child poverty strategy has been delayed until at least the autumn, as it faces growing pressure to end the two-child limit on universal credit.
You can watch the live feed here (or at the top of the blog):
Prime minister grilled in front of liaison committee
The chair of the liaison committee, Meg Hillier, has started by asking Keir Starmer what he wants the UK to be like in three years time. The prime minister said he wants:
People “to feel better off”, in terms of living standards.
The NHS to work better
People to feel better in their “immediate” neighbourhoods and as a country.
Updated
Keir Starmer is scheduled to appear in front of senior cross-party MPs on the liaison committee at about 2.30pm. The prime minister will be asked about a range of topics, including around international affairs and Labour’s policies to tackle poverty in the UK. We will bring you all of the latest lines so stay with us.
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Downing Street said the scenes at Epping were “clearly unacceptable”.
The prime minister’s official spokesperson said: “Peaceful protest is a cornerstone of our democracy, but it’s clearly unacceptable to see police coming under attack as they ensure that peaceful protest is able to take place.
“And I think Essex police put out the statement making very clear: people who protest peacefully, lawfully and responsibly cause us and the wider public no concern.
“However, we can never and will never tolerate criminal violence, and I think the prime minister will obviously echo that.”
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Reform UK leader Nigel Farage has said the UK’s retirement age will “inevitably” have to rise as life expectancy increases.
Asked at a press conference in Westminster whether he shared the concern that triple lock pensions are becoming “increasingly unaffordable”, he said:
I share the concern with pensions being unaffordable on a national level, I also share the concern at the absolute scandal of the private pensions industry, which has served people terribly but done frightfully well for itself.
We’re going to have to face the reality that if people are living longer and longer, then inevitably retirement age is going to have to rise.
Long-term triple lock commitment ‘out of scope’ of pensions commission, Kendall says
Liz Kendall was asked if she thought it was impossible to maintain the triple lock guarantee given its cost and if she could guarantee it would be in Labour’s next manifesto.
She said:
The triple lock is out of scope of the (newly resurrected pension) commission. We’ve got a very clear commitment to that for the entirety of this parliament.
And what we’re asking the commission to do is genuinely look medium to longer term, the middle of this century, and how the state pension and second pensions work together.
The Office for Budget Responsibility recently said that the triple lock has already cost three times more than initially expected and suggested it was unaffordable in the long term.
The triple lock, which was introduced in 2011 by the coalition government, means the state pension increases every year in line with either inflation, wage increases or 2.5% – whichever is the highest.
Critics argue that it is “unfair” because many older people enjoy higher standards of living than younger people may expect to enjoy in the future, and believe younger people should not be expected to subsidise older people’s incomes to such an extent via the triple lock.
Liz Kendall’s move to resurrect the Pensions Commission (see post at 11.13) has been broadly welcomed by the pension industry as well as trade unions.
Paul Nowak, the general secretary of the TUC, said: “Far too many people won’t have enough pension for a decent retirement, and too many – especially women, BME [black, Asian and minority ethnic] and disabled workers and the self-employed – are shut out of the workplace pension system altogether.”
As we reported earlier, the government has launched a review into the state pension age – now at 66 for men and women, but is likely to rise to 67 from next May – and has commissioned two independent reports on this.
Damon Hopkins of financial adviser Broadstone, said: “We would not be surprised to see an acceleration applied to the increase of the state pension age.
“The combination of an ageing population and the huge fiscal cost of the state pension would suggest that a change is inevitable. A lower or later state pension would, of course, double down the need for reform in the private savings landscape.”
Updated
Keir Starmer to replace post-ministerial jobs watchdog with tougher regime
Pippa Crerar is the Guardian’s political editor
Keir Starmer is to abolish the independent post-ministerial jobs watchdog, which has long been criticised as “toothless”, and – for the first time – financial penalties will be imposed on those who break the rules after leaving government.
As part of a standards overhaul that ministers hope will help improve public faith in the system, the Advisory Committee on Business Appointments (Acoba) will be scrapped and a tougher regime introduced.
Under the changes, which come into force from October and which the Guardian first reported last month, former ministers and senior officials found to have seriously breached the rules will be asked to repay any severance payment received.
There is currently no obligation for them to follow the guidance issued by Acoba to ensure there are no conflicts of interest or that lobbying does not take place, and the body has no ability to issue punishments.
Boris Johnson, the Conservative former prime minister, breached the rules on taking jobs after government on three separate occasions without facing a proper sanction, leading to calls to beef up Acoba’s powers.
Eligibility for ministerial severance payments will also be restricted, with those who leave office following a serious breach of the ministerial code or having served less than six months forgoing them entirely. A new independent ethics and integrity commission (EIC) will be set up to oversee standards.
You can read the full story here:
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Tony Diver, the Telegraph’s associate political editor, is among the journalists at Nigel Farage’s conference. He has shared Reform’s policy costing document. The party estimates that the total cost of halving crime would be £17.4bn over a five-year parliament, with an annual cost of £3.48bn.
This is the policy costing for how Nigel Farage says he can halve crime in 5 years for a total cost of £17.4bn pic.twitter.com/gs46G2iIEK
— Tony Diver (@Tony_Diver) July 21, 2025
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Farage says we are facing 'nothing short of societal collapse' in parts of the country
Nigel Farage has been speaking at a press conference in London about what he has framed as “lawless Britain”. Here are some of the highlights of the conference, which you can watch at the top of the blog. The Reform leader did not cite specific evidence or data to back up many of his claims:
He claims successive home secretaries have based claims that crimes in England and Wales are falling on “completely false data”. He says if you look at police recorded crimes there are “significant” rises in crime, particularly those against the person.
Farage says we are facing “nothing short of societal collapse” in many parts of the country, with “people scared to go out to the shops” and to “let their kids out”.
He says criminals and law-abiding citizens respect police less than they used to.
He says low level offences – like phone snatching and shop lifting – are rife in London and not being prosecuted.
Most people don’t even bother calling the police to report a crime because they know officers are unlikely to take any action, Farage said.
Farage said that “nobody in London understands how close we are to civil disobedience” in Britain.
He said that offenders convicted of more than three serious crimes should be “on a course towards life imprisonment”.
Reform would put more knife arches in train stations and other transport hubs to clamp down on crime, Farage suggested.
He said that every shoplifting offence would be prosecuted and every mobile phone theft investigated if Reform got into government at the next election.
Farage indicated that the party would force Reform UK councils to take new prisons in their areas as part of the party’s plans to tackle crime.
Updated
The Department for Work and Pensions (DWP) said “stark” new analysis showed that:
Over three million self-employed are not saving into a pension.
Only one in four low earners in the private sector are saving into a pension.
Only one in four of those from a Pakistani or Bangladeshi background are saving.
The new analysis reveals a 48% gender pensions gap in private pension wealth between women and men, with a typical woman receiving just over £100 a week and a man receiving £200 from private pension income.
You can read the full press release from the DWP here.
Labour announces review of state pension age
Liz Kendall, the work and pensions secretary, has announced the next statutory government review into the retirement age as she launched a new pension commission amid concerns over retirement savings.
The commission is expected to provide recommendations for how to boost retirement income in 2027.
The state pension age is 66 and is already expected to rise to 67 between 2026 and 2028.
Kendall said she was “under no illusions” about how difficult it would be to map out plans for pensions for the coming decades amid cost-of-living pressures.
Giving a speech in west London, she said:
Put simply, unless we act, tomorrow’s pensioners will be poorer than today’s, because people who are saving aren’t saving enough for their retirement.
And crucially, because almost half of the working age population isn’t saving anything for their retirement at all.

Updated
Ministers to revive Blair-era Pensions Commission to tackle savings crisis
Joanna Partridge is a Guardian business reporter
The government is resurrecting the Pensions Commission, amid fears that a retirement crisis could mean today’s workers will be poorer in retirement than the current crop of pensioners.
The move by ministers to revive the landmark commission, established by Tony Blair’s government in 2002, comes as analysis shows that the income of pensioners is set to fall in the coming decades.
There are warnings that people who plan to retire in 2050 will receive £800 a year on average, or 8% less private pension income than those retiring today. Meanwhile, four in 10, or nearly 15 million people, are not saving enough for their retirement, according to analysis by the Department for Work and Pensions (DWP).
The revived Pensions Commission will examine the long-term future of the retirement system and make recommendations for change. Labour hopes its proposals, due to be reported in 2027, will gain cross-party support and be enacted beyond the current parliament.
Liz Kendall, the secretary of state for work and pensions, said she was relaunching the commission to “tackle the barriers that stop too many saving in the first place”.
You can read the full story here:
Updated
We have some more reaction to Reform’s crime plans (see opening post for details).
The shadow environment minister, Robbie Moore has criticised the proposals as “headline politics” lacking in detail.
He told GB News this morning:
What we are absolutely not seeing, dare I say, from Reform, is the level of detail that provides that reassurance beyond headline politics.
It’s all very well coming out with headline politics and a narrative at a Westminster level, but dare I say, without a lack of understanding, without a lack of detail of how that will be implemented at a grassroots level that is going to be benefiting, all of those constituents that are being negatively impacted from a huge amount of antisocial behaviour that we are seeing, and law and order challenges that we are seeing, not only here in London, but right across the country.
Shortly after becoming prime minister last July, Keir Starmer said the state of the prison service in England and Wales his government had inherited from Rishi Sunak was “unforgiveable”, condeming previous Conservative administrations for failing to build enough new prisons as the prison population ballooned as a result of tougher sentences and court backlogs.
Labour has promised to “take back our streets” by halving rates of serious crime and has promised to reduce court backlogs, and hire more police officers (which could actually worsen the backlogs by creating more criminal cases …). To ease the prison overcrowding crisis, prisoners in England and Wales, including some serious offenders, will be eligible for release after serving a third of their sentence – if they behave well – under new reforms.
Government launches Orgreave inquiry, 40 years after clashes at miners’ strike
In other news, the government has announced that a statutory inquiry into the violent confrontation at Orgreave during the 1984 miners’ strike will be established later this year.
The inquiry, expected to launch in the autumn, will investigate the events surrounding clashes at the Orgreave Coking Plant in South Yorkshire on 18 June 1984, which caused 120 injuries.
In total, 95 picketers were arrested and initially charged with riot and violent disorder, but all charges were later dropped after evidence was discredited.
The inquiry will be statutory with powers to compel people to provide information where necessary, the Home Office said.
Joe Rollin, from the Orgreave Truth and Justice Campaign (OTJC), founded by strike veterans and activists in 2012, who has been calling for an inquiry for over a decade, said he was “cautiously elated” by the news.
Helena Horton, an environment reporter for the Guardian, explains how the government has reacted to the much-anticipated final report from the Independent Water Commission. Here is a snippet from her story:
The government is expected to adopt the recommendation for England and Wales made in the review it commissioned from Sir Jon Cunliffe, a former deputy governor of the Bank of England, which was released on Monday.
Critics have said Ofwat has presided over a culture of underinvestment in infrastructure and financial mismanagement by water companies since its creation in 1989, when the industry was privatised.
Thames Water, the most troubling case for the government and the UK’s largest water company, is loaded with £20bn in debt and struggling to stave off financial collapse into a special administration, a form of temporary nationalisation.
Cunliffe’s review suggested a new regulator, with powers to “direct”, or take control of, failing water firms.
Speaking on BBC Radio 4’s Today Programme, Cunliffe said Ofwat had “failed” because “for many years it didn’t have the powers”. He added: “To be blunt about it, it was directed by government to take a light touch to regulation.”
Cunliffe said the complexities of the water industry required “a broader, less monolithic and a less desk-based approach to economic regulation and to the oversight of companies’ performance against their licences”.
Emma Hardy, the minister for water and flooding, said the government would spend the summer examining how many of the report’s 88 recommendations to adopt.
A major review into the water sector in England and Wales says the regulator Ofwat should be scrapped.
— BBC Radio 4 Today (@BBCr4today) July 21, 2025
Sir John Cunliffe, author of the report, tells @JustinOnWeb Ofwat was 'encouraged by government to take a light-touch approach to regulations'.
#R4Today
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Major review into England and Wales' water sector says regulator should be scrapped
Ofwat, the water regulator for England and Wales, should be overhauled and replaced by an “integrated” watchdog for the industry, according to an independent review of oversight of the sector led by former Bank of England deputy governor Sir Jon Cunliffe.
The report, commissioned amid mounting public anger about pollution, rising bills and executive pay, says Ofwat should be replaced by a single body in England and another one in Wales.
The report also advises removing the regulatory roles of the Environment Agency and Natural England, which monitor the sector’s impact on nature, such as companies illegally dumping sewage into waterways.
Instead, a “joined-up” and “powerful” single integrated water regulator should be established, according to the recommendations.
The report also proposes stronger regulation on abstraction, sludge, drinking water standards and water supply.
You can read more on what was contained within the major review in our business live blog.
Farage's plans to reform criminal justice system criticised ahead of speech
Good morning and welcome to our live coverage of UK politics.
Nigel Farage is to lay out plans that he claims would end all early release schemes for sex offenders and serious violent offenders if he were to become prime minister.
In a speech in London later today, the Reform UK leader will also reportedly promise to build 30,000 new prison places to tackle the overcrowding crisis, appoint 30,000 more police officers within five years and deport 10,400 foreign offenders currently in British jails.
He has not said how these policies will be funded and will likely face questions on how he would negotiate return agreements for foreign offenders.
Some of his promises – like sending some of the most serious criminals to overseas jails, including in El Salvador – will also likely face serious legal obstacles if they were ever realised.
Farage, whose Reform party is leading many polls, was quoted by the Daily Telegraph as having said:
Reform UK will be the toughest party on law and order this country has ever seen. We will cut crime in half. We will take back control of our streets, we will take back control of our courts and prisons.
We are expecting more details on Reform’s plans at around 11am. Reform’s attempt to woo voters with a tough on crime message stands in contrast to the proposals recently suggested by Sir Brian Leveson, a former senior judge who was asked by the Lord Chancellor to come up with ways to reduce the backlog of cases in the criminal courts.
Recommendations in the report included increased use of out-of-court resolutions, greater use of rehabilitation programmes and health intervention programmes and increasing the maximum reduction for entering a guilty plea at the first opportunity from 33% to 40%.
Diana Johnson, the policing minister, said that Reform is not serious about implementing real changes to the criminal justice system as the party “voted to try to block measures to crack down on knife crime, antisocial behaviour, shop theft and child sexual abuse”.
“They should focus more on practical solutions to support our police, combat crime, deliver justice for victims of crime, rather than chasing headlines, spouting slogans and trying to divide communities,” she added.
Here is the agenda for the day.
09.45am: Sir Jon Cunliffe, Independent Water Commission chair, to give speech.
11am: Nigel Farage to make a speech in London on the criminal justice system.
13:00pm: Orgreave Truth and Justice Campaign press conference in Sheffield.
14.30pm: Keir Starmer to appear at the Liaison Committee.
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